Private credit

~$3.2B on-chain, +180% YoY — highest-growth RWA slice

Part of the Real-World Assets sector. Growth is heavily concentrated: Figure Heloc alone accounts for roughly half the sector's total value at $23.5B, followed by Chainlink ($9.1B) and Stellar ($6.5B), meaning the sector's overall trajectory is closely tied to the performance of a small number of large projects rather than broad-based gains. This concentration is a factor worth watching, as it means sector-wide figures may not reflect conditions across the majority of smaller RWA projects.

Educational content, not financial advice.

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